Cavanaugh Capital Management (CCM) provides portfolio management services to high net worth individuals and family offices. CCM constructs customized portfolios that are crafted to meet each individual’s investment needs and unique tax situation. CCM focuses on optimizing after-tax returns with minimal risk. After all, it is not what you earn, but what you keep. CCM regularly collaborates with its clients’ tax advisors to ensure the mix of securities is appropriate given applicable federal, state and local income tax rates. CCM is particularly sensitive to the tax nuances of those clients that are subject to the Alternative Minimum Tax (AMT).

A key ingredient to wealth management is wealth preservation. CCM’s conservative investment philosophy and effective risk management are congruent with its clients’ desires to have their bond portfolios serve as their safe harbor investment in an otherwise turbulent financial world.

Another key ingredient to individual wealth management is knowledge of the municipal credit arena. CCM is expert in managing municipal bonds. In fact, approximately 35% of CCM’s fixed income assets under management are invested in municipal credits, while approximately 75% of the fixed income portfolios under management contain issues from municipalities.

For family offices, CCM can draw upon its own experience with the Cavanaugh Financial Group Charitable Foundation to advise clients on the creation and administration of family foundations. In addition, CCM can serve as a resource for client education. CCM has conducted seminars at family meetings and offered tutorial sessions on the role of bonds in an investment portfolio.

Finally, CCM presents its clients with frequent and immediate access to the decision-makers at the firm. CCM believes this regular, high-level contact gives its clients a degree of service that is simply unavailable at larger investment firms.